Coverage

Cheap Liability Car Insurance

Meet your state's minimum coverage requirements without overpaying — cheap liability-only auto insurance.

Liability insurance covers injuries and damage you cause to others and is the minimum most states require to drive legally. If you’re looking for the most affordable way to stay covered, a liability-only policy is often the place to start.

We apply every discount you qualify for to reach the lowest liability rate available to you — get a free quote and see what you could save.

What Liability Insurance Helps Cover

Liability insurance helps pay for injuries or property damage you’re responsible for after a covered accident. It is the minimum amount of auto insurance required to legally drive in most states.

Bodily Injury Liability

Helps pay for another person’s medical expenses, lost wages, and other covered costs if you’re responsible for an accident that causes injuries.

Property Damage Liability

Helps pay to repair or replace another person’s vehicle or other property damaged in a covered accident.

Quick Facts About Liability Insurance

  • Helps meet your state’s minimum auto insurance requirements.
  • Covers injuries and property damage you cause to others.
  • Does not cover damage to your own vehicle.
  • Typically costs less than full coverage car insurance.

Find Affordable Liability Insurance

Liability insurance is designed to help you meet your state’s minimum insurance requirements without paying for coverages you may not need. Because rates vary from driver to driver, a personalized quote is the easiest way to see what you qualify for.

Getting started only takes about a minute, and there’s no obligation to purchase.

Financing or leasing your vehicle? You’ll likely need full coverage instead, which adds collision and comprehensive protection.

See Your Liability Rate in Minutes

Start your free quote today and get the lowest liability price we’re able to offer, with every discount you qualify for applied.