Terms of Use

These Terms of Use govern your access to cheapestautoinsurance.com and the website services provided by CheapestAutoInsurance.com. By using this website, you agree to these terms. If you do not agree, do not use the website.

Using our services

We help customers obtain insurance quotes, apply for coverage, and access policy support. You must have the legal capacity to agree to these terms. If you act for an organization or another person, you must have authority to do so.

You are responsible for providing accurate, complete, and current information when requesting a quote, applying for insurance, making a payment, or seeking policy assistance.

Quotes, coverage, and policy documents

A quote or rate estimate is not a binding offer of insurance and does not by itself put coverage in effect. Coverage begins only after the applicable carrier accepts your application and issues coverage according to its requirements. Rates, eligibility, and coverage options are subject to underwriting approval and may change.

Website content is general insurance information, not professional, legal, or financial advice. Your policy and related documents describe the coverage, effective dates, limits, exclusions, and conditions that apply to you. These website terms do not replace or change your insurance contract.

Accounts and account security

Some related services, including a customer portal or mobile application, may require an account. Keep your account information current, protect your login credentials, and notify the service provider or us promptly if you discover unauthorized access.

Accounts operated by another provider are also subject to that provider's terms. We may restrict or suspend access to services we control if these terms are violated.

Acceptable use

Use the website only for lawful purposes. You must not:

• Misrepresent your identity, authority, or information submitted through our services.
• Attempt to access accounts, systems, or information without authorization.
• Upload malicious code or interfere with the website's security or operation.
• Collect personal information from the website without permission.
• Infringe intellectual property rights or use our services to distribute spam.
• Damage, disable, or overload the website or interfere with another person's use.

Payments, fees, and cancellation

Premiums, applicable fees, and payment terms are disclosed during the quote, application, or payment process. Review those details before authorizing a payment.

Policy changes, cancellation, and any premium refund are governed by your insurance documents, the applicable carrier's requirements, and applicable law. Contact us or your carrier for the terms that apply to your policy.

Intellectual property

The website's text, logos, images, graphics, software, and other content belong to CheapestAutoInsurance.com or its licensors and are protected by intellectual property laws. You may access the content for personal use or authorized internal business use connected with our services. Other reproduction, modification, distribution, or commercial use requires prior written permission, except as otherwise permitted by law.

Third-party links and services

Our website links to tools such as an online quote system, customer portal, and claims services. We do not control the content, availability, or practices of services operated by other providers. Your use of those services is governed by their own terms and privacy notices.

Privacy

Our Privacy Policy describes how we collect, use, share, and protect information, including information related to text messages. Review it when using our website and services.

Limitation of liability

To the fullest extent permitted by law, CheapestAutoInsurance.com and its affiliates, officers, employees, agents, and service providers are not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website.

This limitation concerns website use. It does not change benefits or obligations under an insurance policy or limit rights that cannot lawfully be excluded.

Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless CheapestAutoInsurance.com and its affiliates, officers, employees, and agents against third-party claims, losses, and reasonable expenses arising from your unlawful use of the website, violation of these terms, or infringement of another party's rights.

Governing law

These terms are governed by Oklahoma law, without regard to conflict-of-law principles. Disputes concerning these terms or website use are subject to the jurisdiction of courts in Oklahoma, except where applicable law requires otherwise.

Changes and termination

We may update these terms or change or discontinue website services. Updates will be posted here with a revised “Last updated” date. Continuing to use the website after revised terms take effect indicates acceptance of those terms.

We may terminate access to website services we control. Provisions that by their nature continue after termination, including intellectual property protections, disclaimers, and liability limitations, remain applicable. Ending website access does not itself cancel an insurance policy.

Other terms

These terms are the agreement governing your use of this website. Separate insurance contracts and third-party service agreements remain applicable to those products and services. Failure to enforce a provision is not a waiver of it. If a provision is found unenforceable, the remaining provisions continue to apply.

Contact us

For questions about these Terms of Use, contact: